Health Insurance Warning, Part 3,042

Wow. I hate Health Insurance. I mean really hate the whole system.

Our current plan was being raised to ungodly numbers (more than our current mortgage) so we have been trying to shop around for other plans. During the initial quote process, I was being quoted a little over $300 and Josh is being quoted about $200. Why is an older man with back problems less of a risk than little old me? Well, as I am female, Big Insurance immediately assumes that I can't wait for babies to shoot out of my vagina. Oh, the pregnancies we'll have! That will teach Insurance! Who came up with this? Oh, that's right - old white men.

Anyway, the initial quote is fine. A 20% increase would've been fine. After underwriting, Josh was fine. Me? My quote AT LEAST DOUBLED.

Why? Well, because now that my hip condition is "resolved with surgery" it is all the more likely to explode. That is the only possible reason I can think of for such a price increase. The hip requires no more surgery. It's inherent explosive nature must've been "tripped" during the PAO and now I am just a ticking bomb. Ticking bombs are cheap, the aftermath is a different story. THAT costs money.

Money I don't have. Hell, if I can't pay the $700/month they want me to pay in insurance, how can I afford having all of my hundreds of babies while frantically dodging my hip shrapnel?

You tell me!

Popular posts from this blog

What is a Hip Arthrogram MRI?

So, you're been diagnosed with hip dysplasia and they send you off to get a "Hip Arthrogram MRI". This recently happened to me. No one told me what to expect. Here's the deal. I was sent to a hospital for this procedure. The arthrogram comes first, the MRI second. If you're claustrophobic, you might want to consider a sedative for the MRI portion of this event. First, the arthrogram. Basically, in a hip arthrogram, they will stick a needle in your hip and inject dye. First, I was stripped and put in a hospital gown. Then I had to lie down on a big table with an x-ray machine lookin' thing above it. Then, my joint was marked with a marker and the whole area was liberally painted with betadine. Your knickers will be destroyed ladies, betadine stains. Then, an anesthetic was injected into my hip area. This just pinches a little. While the anesthetic takes effect, they will mix up a little dye/lidocaine cocktail to inject into the hip joint. This injec
Read more

I'm Back from the Hospital

Okay. I am back. I just got home a couple of hours ago and am really tired but I will try to post a scar picture tomorrow. So far, here's the deal: I remember nothing about the operation. I had an epidural and a general but woke up from the anesthesia about 30 minutes after I was wheeled into recovery. When I woke up, I did hurt. But not as much as I thought I would. I just felt cruched over to the side. They gave me a morphine shot and I was fine and chatty a few minutes later. All in all I have been in very little pain. I did have a self administered morphine drip but I only used it occasionally. I was off of the epidural and morphine on Friday and on the oxycontin and oxycodon. The first day was a bit tough, but my pain never really got beyond a 5 and usually stayed b/w 2-4 (on a scale of 1-10). Bad Stuff: The only bad part was after they took out my catheter I got a UTI and peeing was agony. That took about a day to work out. I also got REALLY nausiated on Saturd
Read more

Wow - Two Years?

So its been a while since my last post. I thought I'd share what's been going on. I finished culinary school. I worked for about a year as a part time pastry cook (full time was too hard on the hips). After a year I realized that my hips were going to break and crumble into dust, or so it felt, if I continued with the pastry work. And after some swallowing of pride and bitter pills (figuratively, of course), I decided to do some searching and find another avenue, career, path, etc. In May I finished my first semester of grad school for my Masters of Library and Information Science. Library work has always been something that interested me and you can't walk in our house for books, so it seemed a natural fit. I love it. I even started volunteering at the local library 2 days a week. But the hips kept getting worse, especially in the last 6 months or so. Oh, and I've lost my health insurance again! I will be getting it back in the fall through school, but it will
Read more